What payment processing software supports recurring billing and subscriptions?

Several widely used payment processing platforms support **recurring billing and subscription management**. The right choice depends on whether you need a simple gateway, full subscription management, or enterprise-grade billing.

Here are leading options, grouped by use case:

**All-purpose payment processors with built‑in subscriptions**

- **Stripe Billing** – Adds full subscription and recurring invoicing on top of Stripe payments, including usage‑based billing, trials, proration, and 100+ payment methods.[5]

- **PayPal (subscriptions)** – Lets you set up recurring plans and automatically charge customers’ PayPal accounts or linked cards for subscriptions.[3]

**Dedicated subscription & recurring billing platforms**

- **Chargebee** – Focused on **subscription billing and invoicing**, lets you create plans, manage different billing cycles (monthly, annual, custom dates), handle multiple subscriptions per customer, and automate recurring invoicing and payment collection.[1]

- **Recurly** – Subscription management and recurring billing for high‑volume digital commerce, with tools for plan management, multiple payment methods, automated billing, revenue recognition, and churn‑reduction (dunning, retry logic).[6]

- **Zuora** – Enterprise subscription billing platform aimed at larger organizations needing complex pricing, global expansion, and deep integrations.[3]

- **Zoho Subscriptions** – Recurring billing with a simple interface, integrated into the Zoho ecosystem.[3]

- **BillingPlatform** – Enterprise‑grade recurring billing covering mediation, rating, invoicing, collections, reporting, analytics, and revenue recognition for recurring revenue models.[2]

**Tools popular with digital products, courses, and memberships**

- **ThriveCart** – Checkout and cart platform with built‑in recurring billing, subscription/membership support, decline management, and analytics; often used by course creators and membership sites.[3]

- **Paddle** – Acts as a *merchant of record*, handling **global tax and compliance** plus recurring billing for SaaS products.[3]

- **FreshBooks** – Accounting software that supports recurring invoices and automatic charges for services and retainers.[3]

**If you share your business type and tech stack** (e.g., SaaS app, memberships on WordPress, enterprise ERP, etc.), I can narrow this to 2–3 best‑fit options and outline how you’d implement recurring billing with each.