What payment processing software handles international payments and multiple currencies?

Several well‑known **payment processors and gateways support international payments and multiple currencies**. The right choice depends on whether you need ecommerce checkout, invoicing/AP, or treasury-style payouts.

Here are leading options, with their international and multi‑currency capabilities:

- **Stripe** – Global payment platform supported in **47+ countries**, letting you sell to customers worldwide.[2]

- Supports **135+ currencies** and **100+ payment methods**, plus localized checkout in 30+ languages.[2]

- Strong for SaaS, marketplaces, and online stores needing developer‑friendly APIs.

- **PayPal** – Widely recognized wallet and processor available in **200+ countries/regions** and supporting **25 currencies**.[2]

- Suitable if you want a familiar brand at checkout and easy peer‑to‑peer and business payments.

- **Braintree (by PayPal)** – Full‑stack global commerce platform.[2]

- Available in **45+ countries/regions** and supports **130+ currencies** with a multi‑currency merchant account and built‑in gateway (Braintree Direct).[2]

- Good for mobile and subscription businesses needing tokenization and vaulting.

- **Checkout.com** – Enterprise‑grade international gateway and acquirer.[2]

- Supports **150+ processing currencies**, domestic processing in ~50 countries, and a large set of global/local payment methods.[2]

- Often used by high‑growth and enterprise ecommerce/fintech companies.

- **Worldpay (FIS Global)** – Major global payment processor.[2]

- Supports **126 currencies in 50+ markets** and **300+ alternative payment methods**, including many local options.[2]

- Strong if you need very broad card and local‑method coverage.

- **Wise Business** – Multi‑currency account and payout platform rather than a traditional gateway.[2]

- Lets you **send, receive, and hold multiple currencies** with low‑cost FX and bank‑like details in several regions.[2]

- Useful for getting paid internationally and paying suppliers/freelancers in their local currencies.

- **Inovio** – International processor and gateway focusing on ecommerce.[5]

- Can **deal with 179 global currencies** and lets you **charge customers in their local currency while settling in yours**.[5]

- Supports 49+ currencies natively for acceptance and offers end‑to‑end processing via one API.[5]

- **BILL International Payments** – AP‑focused platform for vendor payments, tightly integrated with accounting systems.[1]

- Covers **130+ countries** for international vendor payments and syncs with QuickBooks, Xero, NetSuite, Sage Intacct, and Microsoft Dynamics 365.[1]

- Designed for accounts payable teams managing cross‑border bills and invoices.

- **Tipalti** – AP automation and mass‑payout platform.[8]

- Provides **multi‑currency payment processing** for paying global suppliers/partners in their local currencies.[8]

- Fits marketplaces, ad networks, and platforms with many international payees.

- **Nuvei** – Global payments company.[7]

- Focuses on **accepting local payments and settling in 150+ currencies**, with real‑time FX rate locking.[7]

- Aimed at merchants needing optimization of authorization rates and local acquiring.

- **SKsoft Treasury Automation Suite** – Treasury/AP automation stack.[3]

- Includes **Vendor Payment Automation** for direct connections to banks worldwide to handle international electronic payments.[3]

- Better suited to larger organizations with more complex treasury needs.

- **Medius** – AP automation with multi‑currency support.[4]

- Handles **domestic and international payments** in multiple currencies, integrating with ERP systems and automating AP workflows.[4]

- **Other notable options** (more limited or region‑focused, but still multi‑currency):

- **Square** – End‑to‑end POS + online processing with some cross‑currency support in a defined set of countries (US, Canada, Australia, Japan, UK, Ireland, France, Spain).[2]

- **Amazon Pay** – Lets customers pay in their preferred currency, with automatic conversion to your account currency; supports **12 currencies**.[2]

- **Opayo**, and other gateways like those listed in “top international payment gateways” roundups, also support multi‑currency and cross‑border payments.[6][9]

If you share more about your use case (e.g., ecommerce vs. invoicing, expected volume, target regions, need for low FX fees vs. maximum card coverage), I can narrow this to 3–4 best‑fit options and outline pros/cons for your situation.